Medihelp’s 2027 Member Guide reflects a medical scheme that continues to evolve with the needs of South African families. With more than 120 years of experience and an A+ claims‑paying ability rating, Medihelp positions itself as a trusted, member‑owned scheme focused on smarter benefits, proactive health support, and accessible care. The 2027 updates emphasise affordability, preventive healthcare, maternity support, mental well‑being, and enhanced care programmes across all life stages.
Medihelp highlights eight core reasons to choose the scheme, beginning with the luxury of choice. Members can select from 11 plans ranging from entry‑level student cover to comprehensive family options. As the guide notes, “11 plans offer choice for every life stage and budget,” with student contributions starting from R864 and young professional cover from R1 848. This breadth ensures that individuals, families, and businesses can find a plan suited to their needs without compromising on quality.
Value remains a central theme in 2027. Medihelp continues to refine benefit design to help members stretch their healthcare spend through cost‑efficient access points such as virtual consultations, telehealth, and network‑based care. Families benefit from child rates up to age 26 and only pay for the youngest two children under 18 on selected plans. The digital ecosystem also plays a significant role, with the Medihelp app offering medical aid management, wellness tools, and personalised health insights.
Preventive care receives a major boost through the enhanced care extender benefit. Members who complete qualifying screening tests unlock additional value, including two extra GP consultations per family and R1 050 for self‑medication or acute medication. The guide explains that “the first qualifying screening test completed by any family member unlocks one GP consultation… a second qualifying screening test unlocks another.” Combo screenings further unlock the medication benefit, encouraging families to take proactive steps toward better health.
Medihelp’s 2027 enhancements also strengthen support for growing families. Depending on the plan, members gain access to antenatal and postnatal consultations with midwives, gynaecologists, dietitians, lactation specialists, and even clinical psychologists. These benefits complement in‑hospital maternity cover and form part of a broader Parenting Journey programme designed to support families before, during, and after childbirth.
Mental well‑being is another priority. Medihelp introduces a dedicated out‑of‑hospital benefit for the treatment of depression, ensuring members have access to appropriate care and support. This aligns with the scheme’s holistic approach to health, recognising that mental wellness is inseparable from physical health.
Child health benefits have also expanded. The meningococcal vaccination is now included for children aged 2 to 23 months and 13 to 26 years, with MedMove! offering the latter age group. Oral health benefits for MedMove! members over 12 now include one scale‑and‑polish treatment per year. Routine immunisations, flu vaccinations, HPV vaccines, and combo health screenings are available across most plans, reinforcing Medihelp’s commitment to preventive care.
The scheme’s complementary care programmes continue to grow, offering structured support for members facing complex or ongoing health challenges. These include the Chronic Care Management Programme, Cancer Care Programme, HIV/AIDS Programme, Post‑hospitalisation Care Programme, Post‑hospital Rehabilitation, Back and Neck Treatment Programme, Compassionate Care Programme, and Depression Support Programme. Each programme provides personalised guidance, clinical support, and coordinated care to help members navigate their health journeys more confidently.
Medihelp’s plan range remains clearly structured across Vital, Savings, and Comprehensive categories. Vital plans such as MedMove! and MedVital offer essential cover for students and young professionals. Savings plans like MedSaver and MedAdd provide flexibility through medical savings accounts, insured benefits, and maternity cover. Comprehensive plans—including MedPrime, MedElite, and MedPlus—offer rich day‑to‑day benefits, private hospital cover, and extensive insured services for families with broader healthcare needs.
Monthly contributions for 2027 remain competitive, with student cover from R864, MedMove! from R1 848, MedVital from R3 300, MedAdd from R4 320, MedSaver from R4 620, MedReach from R3 612, MedPrime from R5 100, and MedElite from R9 678. Child dependant rates apply until age 26, and families on selected plans pay for only two children under 18, making Medihelp an attractive option for larger households.
Overall, the 2027 Member Guide demonstrates Medihelp’s commitment to delivering accessible, modern, and member‑focused medical aid. With enhanced preventive care, expanded maternity and mental health benefits, and robust care programmes, Medihelp continues to position itself as a scheme that supports healthier living at every stage of life. For brokers, these updates provide a strong foundation for advising clients and helping them select plans that offer both value and long‑term security.